The road to financial security, like many long journeys toward important goals, can be filled with ups and downs. The financial markets can be volatile, shaking up your short term investment results, and illness or downsizing may temporarily disrupt your career — and your earnings. In fact, …

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Yes, this is part II of our crazy adventures in driving throughout my husband and my 50 years together, and we’ve had some doozies. For instance, last Friday, we headed out to Huntsville, Alabama to visit with our oldest son, daughter-in-law, and precious granddaughter Evelyn. It had been ov…

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Religion can be a dangerous thing, especially when evil men co-opt the revelations of the Deity for their own corrupt ends. It is for this reason that democracy and liberty cannot exist without the complete separation of church and state.

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Anyone who has ever spent significant time around a toddler has probably experienced sharp correction from said small person. My son is no different from the typical child in this age range, and while we’re trying to teach him to interact generously with others, we do get quite a kick out of…

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As a UGA county agent, I am an educational resource for many situations in and around the home. I deal with agricultural based issues that can involve insects, diseases and weeds for example that can be problematic for the homeowner as well as the farmer.

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I know a lot of people who feel they need added protein in their diet. And we all DO need a certain amount of good protein, to allow our bodies to produce new cells to replace the ones that are wearing out. Our skin, our muscles, our hair, even our blood and bones, need protein in order to k…

Most landlords in our area have their residential leases set up so rent is due on the first and late after the fifth of each month. That scenario means that on the sixth of the month, a letter of demand should be issued to any tenant who has not paid. This letter is often referred to as a “p…

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We’re a good ways past Valentine’s Day, but something happened this year that has stayed with me. It was a clear example of the love and thoughtfulness that not only makes holidays special but sustains us throughout the rest of the year.

Over the last year, COVID-19 has changed how we all go about our daily routine. UGA Extension is no different. Recently, we offered our first in person and virtual agricultural based program. I will say the social distancing has brought out our creativity in how we conduct programming. One t…

”There is one body and one Spirit — just as you were called to the one hope that belongs to your call — one Lord, one faith, one baptism, one God and Father of all, who is over all and through all and in all.” Ephesians 4:4-6

My first nonretail job was as a residential painter in college. I then worked for a handyman and then a custom home builder. I finally landed on a rehab crew remodeling both rentals and flips for an investor in Atlanta, which is where I got exposed to real estate investing.

If you’re planning to retire in just a few years, you may be getting excited about this next phase of your life. However, your ability to enjoy retirement fully will depend, at least partially, on the resources you can draw from your investment portfolio. So, while you still have time to act…

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If there is anyone in the world who loves sweets, it’s me. (Followed closely by my wife, but she has more self-control than I do.) And in my early years, I indulged my desire for sweets every time I had the chance. My late Mom made fantastic desserts. I grew up and went into the Navy, and th…

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Baptism, which corresponds to this, now saves you, not as a removal of dirt from the body, but as an appeal to God for a good conscience, through the resurrection of Jesus Christ.” 1 Peter 3:21

Imagine if someone gave you $20 million to invest for five years. They would specify that you had to loan money to rural Georgia companies or agriculture. At the end of the five years, you would self-report how many jobs you created (or retained) with the money you invested. You would then, …

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”Now may the God of peace who brought again from the dead our Lord Jesus, the great shepherd of the sheep, by the blood of the eternal covenant, equip you with everything good that you may do his will, working in us that which is pleasing in his sight, through Jesus Christ, to whom be glory …

My days of sitting behind an editor’s desk have passed, but I’ll never lose my newspaper blood. I regularly enjoy my first cup of coffee while scanning newspaper websites. It’s a great way to keep current on what’s happening in communities.

If you’re a brand-new parent, or even if you’ve been one for a little while, you’re no doubt filled with the many joys your child brings you. But as caught up as you are with the feelings and experiences of today, you also need to think about the future – specifically, the financial issues t…

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It seems there are a lot of people who are vehemently opposed to vaccines of ANY kind. Those people often seem to be especially triggered by the COVID-19 vaccines (whether Pfizer, Moderna, or Johnson & Johnson).

The last time I wrote, I read through the column later and realized I needed to clarify something. Problem is, the paper had already gone to print! So, I figured I could put the clarification in the next column.

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”Therefore let us be grateful for receiving a kingdom that cannot be shaken, and thus let us offer to God acceptable worship, with reverence and awe, for our God is a consuming fire.” Hebrews 12:28-29

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My Wife has a dog. A “full blood” long haired Chihuahua named Cochise. He is a sweet little dog, but not worth much. You see, he does not have papers.

If you have a child or other family member who has special needs due to physical or mental conditions, you face a variety of challenges planning for their care, including financial ones. You may also have some well-meaning relatives who want to help, but who may not realize that their moves …

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”But you have come to Mount Zion and to the city of the living God, the heavenly Jerusalem, and to innumerable angels in festal gathering, and to the assembly of the firstborn who are enrolled in heaven, and to God, the judge of all, and to the spirits of the righteous made perfect, and to J…

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It’s a valid question and depending on whom one asks, one may receive several different answers. There are about ten or twenty definitions of “Indian” in federal law, and some are both confusing and contradictory, it seems the federal government is itself unsure of what the definition of “In…

If you’re in a blended family, you’re already aware of the emotional and financial issues involved in your daily life. But what about the future? When it’s time to do your estate planning – and it’s never too soon for that – you’ll need to be aware of the entanglements and complexities that …

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”See to it that no one fails to obtain the grace of God; that no “root of bitterness” springs up and causes trouble, and by it many become defiled; that no one is sexually immoral or unholy like Esau, who sold his birthright for a single meal. For you know that afterward, when he desired to …

For many of us, the COVID-19 pandemic may be putting a hold on dinner at the charming local bistro, but the spirit of Valentine’s Day cannot be extinguished. This year, perhaps more so than in the past, you may want to make your Valentine’s Day gifts even more meaningful. So, for example, wh…

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Among the Cherokee, for at least the last thousand years or so, the principles of personal freedom and liberty has been the cornerstone of civil society. It was not always so; they say we had to learn it the hard way. They say that many centuries ago, the Cherokee were not so democratic.

I have talked about meditation and your health more than once. But not everyone feels comfortable meditating, and that’s a personal choice. But even without thinking about meditation, you should consider how your mental attitude can impact your health. I’m not going to try to get too technic…

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”Strive for peace with everyone, and for the holiness without which no one will see the Lord. See to it that no one fails to obtain the grace of God; that no ‘root of bitterness’ springs up and causes trouble, and by it many become defiled.” Hebrews 12:14-15

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”For the moment all discipline seems painful rather than pleasant, but later it yields the peaceful fruit of righteousness to those who have been trained by it.” Hebrews 12:11

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