Opinion

If you’re close to retirement, you’ll have several financial issues to consider. But you’ll want to pay attention to one of the most important of these issues: health care costs.

Sometimes things happen which serve to illustrate the difference in values and perceptions between peoples and communities.

Of course, most of us who are concerned about health right now are focusing on the possibility of COVID-19 infection. But we don’t want to forget about the usual culprits at this time of year — colds and flu. And the truth is, having one of these can weaken your immune system and make you mo…

When you begin investing, you’ll generally assess your comfort with risk, as your investment choices will be guided at least partially by your risk tolerance. But once you actually experience the ups and downs of the market, this tolerance could be tested.

Yes, I am fully aware that we are in winter. The ground is cold and damp, but this can be a great time for vegetable gardeners to plan for 2021 gardening success. Most folks have heard the phrase, “The early bird catches the worm.” I think that same phrase can be related to vegetable gardening.

Well, I got some not-so-great news yesterday. It happened on a pretty big rehab we have going over in Calhoun. And by big, I’m talking about a complete gut job.

One of the more popular landscape items in the area is the flowering dogwood. The flowering dogwood is native to the eastern United States and can be found throughout Georgia. One key to growing success is planting the dogwood in the correct location in the first place. One fact to note is t…

“In times of trouble, it’s always the most vulnerable who suffer the worst,” Archbishop Bashar Warda, Chaldean Catholic archbishop of Erbil, Iraq, said just before Thanksgiving, at a mostly virtual global conference focusing on persecuted Christians and other religious minorities around the globe.

Realizations regarding those I love sometimes hit me in unexpected ways. I think a little denial is normal in certain situations, and I realized recently I have been unconsciously indulging regarding my oldest horse, Cheyenne.

Most know that I am a lifelong resident of Gordon County. Except for my time on a tennis scholarship at Young Harris College and then finishing up my Animal Science degree at UGA, I have been in Gordon County.

I was talking with a friend recently who was going through a tough time. You see, my friend had had some medical complications that had caused her to have multiple surgeries over the past few years. (By multiple I mean 10 plus.) To make a long story short, every time the surgeon would go in …

Have your retirement plans changed because of COVID-19? If so, you have plenty of company. Nearly 40% of those planning to retire say the pandemic has disrupted their intentions, according to the Edward Jones/Age Wave Four Pillars of the New Retirement study. You might have been thinking abo…

As the year draws to a close, it’s fair to say that we’ve all learned something about the social, political, physical and environmental forces that have affected everyone. And, in some ways, our lives will be changed, perhaps permanently. But as an investor, what lessons can you learn from 2020?

Many of us probably felt that 2020 lasted a very long time. But now that 2021 is upon us, we can make a fresh start – and one way to do that is to make some New Year’s resolutions. Of course, you can make these resolutions for all parts of your life – physical, emotional, intellectual – but …

If you’ve been contributing for many years to your 401(k) or similar retirement plan, it may be your largest pool of money. So, if you are facing a financial need, you may think about tapping into your account. After all, it’s your money – why not use it?

What I’m about to tell you may come as a shock, but I have only applied for a mortgage through a bank one time in my life… and I was denied. To make that fact more interesting, you should know that it happened in February 2020.

Ashley and I were two broke kids straight out of college when we got started in real estate investing. We had a mound of student loan debt and no money in our pockets to invest. And because we had either been self-employed or full-time students while in school, we had no real, verifiable inc…

I have to confess that I’m guilty of something. I don’t do a lot of self promotion. Here is a case in point: This particular column marks the beginning of my sixth year writing this weekly article about real estate investing and then posting it to my blog. Yet I have friends and family who h…

I have been out working on rentals a lot this past week. Contrary to what you hear about most landlords, I actually like working on our properties. The reason for this is because I get to see how our people are doing, how they are keeping the house up and if they are doing the four jobs of a…

Cherokee is an interesting language. Sometimes the same word can mean different things, depending on the context. One classic example is the fact that the word for water and the word for salt are the same, the meaning determined by the context and by which syllable is emphasized. This makes …

They say there over 100,000 Native American voters in the State of Georgia. I personally do not know how accurate that figure is, but it is probably as good a guess as any. One thing is certain, that many votes could swing an election. Sadly, the Native community is neither that organized no…

Cherokees have never needed much of an excuse to get together and share food and fellowship. Long before the arrival of the colonials there were several celebratory holidays on the Cherokee calendar. From the Planting Moon in the spring, to the Festival of Forgiveness in the fall, Cherokee t…

The quality of public discourse has declined precipitously in the last couple of decades. Now, I know that it is common for men of my age to criticize the entitlements of the younger generation, but this is not an age thing. I have seen grown men, men in their 50s and 60s acting like juvenil…

“Unprecedented” seems to be the universal adjective for this past year. Unfortunately, nothing seemed too unprecedented in a good way. It seemed to all be bad. Politicians and diseases, and diseased politicians, poisoning the common well so to speak. All in all, it made for a rough year. But…

When we think of betrayal, we usually think of Judas Iscariot and his betrayal of the Lord Christ around 20 centuries ago. It makes sense of course, but Judas was far from unique. Betrayal is one of the evils that lurk in men’s hearts and women, too, I suppose; that is unfortunate, but it is…

Is mental therapy good for you? I mean personal mental therapy, activities you do to steer you away from negative thoughts. For instance, in the time of this pandemic, a lot of negativism has been floating around. I’ve had trouble with it. I’d rather be positive, but the news is full of all …

It’s a land of unparalleled beauty with rolling hills, lush grasses, verdant valleys and rocky hillsides. Its history is ancient dating back thousands of years B.C. It’s mystical and magical with tales of wonder. It’s a place I’ve loved as long as I can remember. My childhood into adulthood …

I believe in Santa Claus. I always have and I always will. When I think of what he really looks like, I think of the Coca Cola Claus. He’s a jolly old elf…a big one whose belly jiggles when he laughs. He sees you when you’re sleeping, and he knows when you’re awake. He knows when you’ve been…

Remember Y2K? Remember how the doomsday enthusiasts were warning of global disasters with the beginning of the 2000 millennium? Remember how nothing horrific happened? Time went on just like always. We just had to get used to writing dates using a two and a zero. Now it’s old hat. We’re abou…

I do solemnly swear I will support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; that I take this obligation freely without any mental reservation or purpose of evasion and that I will well …

Jeopardy … danger of loss, harm or failure. This is a simple definition of a word most of us associate with a game show. This is true. The late Merv Griffin, known for his talk show in the 70s and his ability to come up with great ideas, first developed the now very famous and popular game s…

Ashley and I have been blessed to have had some of the best real estate investor teachers in the world. What differentiated guys like Jack Miller, Peter Fortunato, Dyches Boddiford and David Tilney, along with their seminars, from others was they were not in the seminar business.

”And all these, though commended through their faith, did not receive what was promised, since God had provided something better for us, that apart from us they should not be made perfect.” Hebrews 11:39-40

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