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It is an ‘affordable’ care act

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Letter to the editor

I am writing a letter to inform people about “Obamacare.” It is really the Affordable Care Act. I just experienced an ordeal that would have stopped a lot of people from even considering the coverage it provides. In fact, it happened to me. Let me tell you the entire story.

On Aug. 7, 2015, I decided to retire and return to college for a second degree. The good thing was I was able to obtain the “Affordable Care” coverage, President Obama’s signature legislation, with better rates and coverage with a lower premium. This continued throughout my college tenure of 11 months.

Two years later, I received a notice that my premium would increase to $888.88 a month. There was a jump from $22 to $888.88 a month. I was shocked. I called several times and was told that I had to pay this or lose my coverage.

I want to give thanks to all of my teachers who always encouraged me to read for myself. I read the part about appealing the decision for the increase. This I did by writing a letter and explaining what I felt was an injustice. I had received several letters since December 2016 requesting information for me to submit. I did and I kept every bit of correspondence that was sent to me and all that I submitted to them.

On June 14 this year, I received another letter stating that my insurance would be increasing once again. I called Congressman Graves and spoke with his assistant, who gave me the number of the GA Cares who could assist me. I called and sent in all of my paperwork. We then called the marketplace and explained the situation. They suggested that I send them all of my paperwork but in the meantime, I would have to pay the $888.88 a month for coverage. As I was faxing the information, I read a clause stating that if an appeal process is taking place, you would submit your original payment amount until a decision has been made.

The Affordable Care Act admitted that an error had been made, and now instead of paying $888.88 a month for insurance, I pay $80. The person who was working for the insurance company did not know that, either, so when I mailed my premium in I sent the letter with the information about the appeal process and highlighted the part about paying the same premium until a decision is made. I saved myself a lot of money. So, the Affordable Care Act or “Obamacare” does work. If you are entitled to it, use it.